1215 john st, baltimore, MD 21217

This listing is NOT a foreclosure. 1215 John Street is an extremely well-laid-out two-unit property in Bolton Hill, offering a three-bedroo, two-bath upper apartment and a one-bedroom, one-bath first-floor apartment. The upper unit spans two levels with defined living and dining spaces, a kitchen with granite countertops and wood shaker cabinetry, and a front-facing reading nook overlooking John Street. The first-floor apartment features similar kitchen finishes with exposed brick adding character to the living space. Both units include vinyl plank flooring throughout the living areas and kitchens.nnEach apartment is separately metered for gas and electric and served by its own HVAC system. Laundry is located in the basement with one washer and dryer set allocated to each unit and tied to the tenants electric meter. Recent 2018 improvements include updated electric service, roof, and interior finishes (2018), along with newer water heaters (2025 & 2026).nnPositioned on a quiet, non-through street in the southeast corner of Bolton Hill, the property offers a Walk Score of 92 and a Transit Score of 95, with easy access to Penn Station, Light Rail, Metro, and the JHU Shuttle.nnFor a...

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n owner-occupant, the numbers are compelling. With 20% down, the estimated monthly PITI is approximately $3,473. Rental income from the first-floor apartment at $2,395/month reduces the net housing cost to roughly $1,078/month for the three-bedroom, two-bath upper unit.nnWith low-down payment financing (3.5% down), the estimated monthly payment including PMI is approximately $3,064, with rental income reducing the net cost to about $669/month-well below typical market rents for comparable space in Bolton Hill.nnThe property also meets FHA self-sufficiency requirements, further expanding financing options for owner-occupants.nnBuyers are encouraged to call for a detailed discussion of financing scenarios and how to best structure the purchase. Opportunities like this-offering space, location, and income potential-are rarely available in Bolton Hill.This MLS Resale home is a townhouse or condo located in BALTIMORE. It offers 0.03 acres in size, 5 beds and 3 baths. Review its detailed information and determine if this BALTIMORE MLS Resale has the qualities you are looking for.  

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This is an MLS listing, meaning the property is represented by a real estate broker, who has contracted with the home owner to sell the home.